Gusto Payroll also offers excellent customer support to help business owners get the most out of their investment. Gusto’s health insurance broker integration means you can connect your existing employee benefits program to Gusto’s payroll and HR system. Notably, Zenefits charges $5 per employee monthly for this flexibility. Alternatively, Gusto offers several types of insurance and benefits. These add-ons range from commuter benefits and 529 college savings plans to life and health insurance.
Gusto allows you to easily enroll in workers’ compensation insurance through its platform through an integration with NEXT Insurance. For more options, browse our roundup of best workers’ compensation insurance providers. Based on what we were able to play with in the platform, Gusto guides you through payroll and benefits management in a way that makes these processes less overwhelming. You can be sure you’re doing things in the right order without missing a step. Gusto helps you stay compliant with local labor laws with its labor law poster store. You can print labor law posters to post for on-site employees or send e-notices to remote employees.
Gusto Payroll Software Review and Pricing
For just $2.50 a month per participant, Gusto offers health savings accounts, or HSAs, which are pre-tax savings accounts for qualified health expenses. Plus, Gusto won’t charge a minimum monthly cost for this service, so you won’t have to pay extra if you’re only providing the service to a small number of employees. Of all the jobs you have to take care of as a small business owner, making sure gusto payroll login you pay your team on time and in full is one of the most important. And finding the right payroll service can automate this crucial task to also make it one of the easier parts of your job. Gusto payroll offers up payroll and HR services through an intuitive online platform. Gusto payroll is an online payroll app that provide payroll and HR services in three tiers—Simple, Plus, and Premium.
Gusto offers a free month-long trial to try out their services, so this pricing won’t apply to your first month using the product. Gusto syncs payroll, taxes and wages data directly to QuickBooks to make accounting even easier. When a new employee signs their offer letter, Gusto facilitates the rest of the onboarding process to ensure they get properly set up for their new job even before day one.
Top Features of Gusto Payroll
Be sure to note that—at minimum—Gusto will charge you $40 a month, so if you have fewer than five participants in your 401(k) employee benefit, then you’ll be paying extra. Gusto allows employees to access and manage their own information by offering individual profile accounts. Users can download the Gusto mobile app, or sign in from the web, to view payday data, edit tax details, see available PTO and even clock in and out right on their phone. In addition, the platform shares income insights and personal tax documents such as W-2s.
Upon submitting, Gusto confirms that you’ve successfully submitted payroll. You simply choose a schedule—Gusto automatically suggests one for you—and confirm state tax details based on where employees are located. Are you looking for a way to streamline contractor payments but don’t have employees? We like that all of Gusto’s plans include hiring and onboarding tools. When we tested the software, we were pleased to see that its Plus and Premium plans even include an ATS.
Elective: Onboarding Clients to Gusto
Gusto customers can contact customer support via chat, email or phone. Gusto’s phone support is only available Monday through Friday from 7 a.m. MT. Customers on the Premium plan get access to priority support, meaning they can skip the queue when they call, but there is no 24/7 phone support available. From the employee side, it’s very easy to initiate an expense reimbursement request.
It’s been backed by reputable investors valued at $9.5 billion as of August 2021. However, the downside we noticed is that payroll and adding new team members, in particular, require a lot of manual data entry upfront. In addition, customization of reporting, templates and dashboard is limited.
ADP’s pricing structure is more complex than Gusto, and the additional costs can increase quickly, with extra fees for benefits administration and time tracking. The company provides an overview of the onboarding process with step-by-step instructions for business owners or administrators. Like most online payroll systems, setup involves adding employees, tax and banking information. Several payroll services let business owners manage employee benefits through the platforms. Gusto brokers medical, dental and vision insurance, or you can integrate your existing plans into your Gusto account. However, Gusto only provides coverage for 37 states for most benefits.
To determine the benefits of paperless payroll, we found aspects that made each system stand out. In this case, we paid particular attention to how well Gusto integrated with third-party HR tools like time tracking software and the functionality of native HR features. But for growing companies looking to automate repetitive tasks across platforms, Rippling is the better option. It features hundreds of integrations and prebuilt recipes to speed up time-consuming processes. As companies look for ways to retain employees, direct deposit alternatives can be a perk that increases their loyalty.